Non-QM Bank Statement Loans provide an excellent opportunity for self-employed borrowers who prefer not to disclose their tax returns. With as little as 10% down, this loan allows you to tap into up to 90% of your property's value, making it easier to secure financing while keeping more cash available for other needs.
These loans feature flexible repayment options, offering both fixed and adjustable-rate mortgage (ARM) choices to fit your financial situation. Whether you appreciate the consistency of a fixed-rate mortgage or the potential savings of an adjustable-rate option, you can choose the plan that best aligns with your goals.
By focusing on your bank statements instead of traditional income documentation, Non-QM Bank Statement Loans open the door to homeownership for self-employed individuals and others with unique income sources.
If you’d like to learn more or explore your options, I'm here to help!! If you have more questions or want to explore further, I’m here to help!